Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. I could not be more precise - The Giver | Clip.Cafe. For a more comprehensive perspective, our dedicated coverage of Gigguk Vs Sib Total Wealth History which further elaborates on the core themes addressed in this section. Happiness has to do with reason, and only reason earns it. I could not be more precise - The Giver | Clip.Cafe.