Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. A related exploration of Temp Vs Venom Career Earnings has gained significant attention for its in-depth coverage of this subject matter. Happiness has to do with reason, and only reason earns it.