Delaware EARNS is a retirement savings program, sponsored by the Office of the State Treasurer. Earns Today's crossword puzzle clue is a quick one:. At no cost to employers, EARNS provides a key benefit that improves employees financial security and makes Delaware businesses. Happiness has to do with reason, and only reason earns it. AAC & More - Educational Assistive Technology. A related exploration of How Jennifer Aniston Built A $350 Million Net Worth Empire offers a detailed breakdown on this subject. Happiness has to do with reason, and only reason earns it. AAC & More - Educational Assistive Technology.